Why Buying a Home Now Could Be Your Best Investment

by Kymberly Clem- McCreary

Why Buying a Home Now Could Be Your Best Investment

One key factor to consider is equity growth if you’re on the fence about buying a home and wondering whether to wait or take the plunge now. Many buyers try to “time the market” to secure the best deal, but the truth is that time in the market beats trying to time the market.

Home Prices Are Expected to Rise

According to recent forecasts, home prices will continue climbing over the next five years. Here’s a breakdown of estimated home price performance:

  • 2025 – 3.78% increase
  • 2026 – 3.63% increase
  • 2027 – 3.71% increase
  • 2028 – 4.03% increase
  • 2029 – 4.12% increase

If you wait to buy, homes will only become more expensive. But if you buy now, you’ll start building equity immediately as prices rise.

The Equity You Could Gain

Let’s put this into perspective. If you purchase a $400,000 home today, based on these projections, your home’s value could increase to $483,251 over the next five years. That’s more than $83,251 in equity you’d be building—just by owning your home!

Here’s how your investment could grow:

  • 2025 – $415,120
  • 2026 – $430,189
  • 2027 – $446,149
  • 2028 – $464,129
  • 2029 – $483,251

Why This Matters for You

Equity is one of the most significant wealth-building tools available to homeowners. Unlike renting, where your monthly payments go toward your landlord’s investment, homeownership allows you to build long-term financial security.

If you’re able to buy now, you’ll benefit from:


Equity growth as home values increase
Stable housing costs instead of rising rent prices
More financial freedom to leverage your home’s value in the future

Let’s Make It Happen

Let's talk if you’ve been thinking about buying but aren’t sure where to start. Whether you're a first-time homebuyer or looking to move up, I can guide you through the process and help you find the right home at the right time.

📩 Contact me today to start building your future through homeownership!

GET MORE INFORMATION

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Kymberly McCreary

+1(859) 248-1142

kymberly@vhthomes.com