524 Ryan Drive, Richmond, KY 40475
524 Ryan Drive, Richmond, KY 40475,Video Tour
524 Ryan Drive, Richmond, KY 40475
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$469,000
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6 Beds
4 Baths
3,537 SqFt
Open Sun 2PM-4PM

524 Ryan Drive Richmond, KY 40475

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Kymberly Clem-McCreary

Kymberly Clem-McCreary

+1(859) 248-1142

Open House

Sun Oct 11, 2:00pm - 4:00pm

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 3,537 sqft

Price per Sqft $132

Subdivision Magnolia Pointe

MLS Listing ID 26027676

Bedrooms 6

Full Baths 3

Half Baths 1

HOA Fees $20/mo

Year Built 2019

Lot Size 0.329 Acres

Acres 0.33

Property Sub-Type Single Family Residence

Property Description

2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it.

Location

State KY

County Madison

Rooms

Basement Full, Partially Finished, Walk Out Access

Interior

Interior Features Breakfast Bar, Ceiling Fan(s), Entrance Foyer, Walk-In Closet(s)

Heating Electric, Forced Air, Heat Pump

Cooling Electric, Heat Pump

Flooring Carpet, Hardwood, Tile

Laundry Electric Dryer Hookup, Washer Hookup

Exterior

Parking Features Attached Garage, Driveway, Garage Faces Front, Off Street

Garage Spaces 2.0

Fence Privacy, Wood

Utilities Available Electricity Connected, Sewer Connected, Water Connected, Underground Utilities

View Y/N N

Roof Type Dimensional Style,Shingle

Handicap Access No

Private Pool No

Building

Story Two

Foundation Concrete Perimeter

Sewer Public Sewer

Level or Stories Two

Schools

Elementary Schools Daniel Boone

Middle Schools Clark-Moores

High Schools Madison Central

Others

Virtual Tour https://www.zillow.com/view-imx/d8b01f22-e311-4dfd-aab7-54ec4545ae38?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Imagine MLS / Bluegrass Association of REALTORS (LBAR)
Listed by SimpliHOM

Nearby Locations

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Kymberly Clem-McCreary

+1(859) 248-1142

kymberly@vhthomes.com

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524 Ryan Drive